Simple, Transparent Retirement Planning Pricing
Choose the plan that works best for your retirement planning needs. Explore our powerful retirement planning features to see everything included.
No AUM fees. No sales calls. Cancel anytime.
Free
Get started with core planning features. No credit card required.
- Interactive retirement dashboard
- Portfolio & account tracking
- Income stream planning
- Expense budgeting
- 5 AI Coach conversations
- 1 Monte Carlo simulation
No credit card required
Unlimited
Unlock full access to all features and detailed analysis.
- Everything in Free, plus:
- More AI Coach conversations
- Unlimited Monte Carlo simulations
- Detailed financial reports
- Up to 20 what-if scenarios
- Connect Claude or ChatGPT to your plan (AI connector)
- Priority support
Cancel anytime
Are you a financial advisor or CFP?
Bring your own clients onto RetirePlanAI, see their plans, and put your firm's brand alongside ours. Priced to the size of your practice.
Learn more →Frequently Asked Questions
What's included in the Free plan?
The Free plan lets you enter all your financial data including accounts, income streams, expenses, and debts. You can view your retirement dashboard projections, plus get 5 AI Coach conversations and 1 Monte Carlo simulation. Detailed reports require upgrading.
Is a credit card required?
No credit card is required to sign up. You can use the Free plan forever without entering payment information.
Can I cancel anytime?
Yes! You can cancel your subscription at any time directly in the app. Your access will continue until the end of your current billing period, then you'll revert to the Free plan.
Is my financial data secure?
Absolutely. We use industry standard security measures and partner with Stripe for secure payment processing. We never share your data with third parties. Your privacy and security are our top priorities.
What do I get by upgrading?
Upgrading unlocks unlimited Monte Carlo simulations, detailed financial reports, up to 20 what-if scenarios, and more AI Coach conversations. Perfect for serious retirement planning.
What payment methods do you accept?
We accept all major credit cards, debit cards, and digital payment methods through our secure payment processor.