Compare All 5 Withdrawal Strategies on One Chart
Compare all 5 withdrawal strategies side-by-side using your actual retirement numbers. See exactly which approach keeps your money lasting longest.
Start Your Free TrialChoosing a Withdrawal Strategy Shouldn't Be Guesswork
The difference between strategies can mean tens of thousands of dollars in lifetime income. But most tools only show you one strategy at a time.
- The old way: Select a strategy, run a projection, write down the numbers. Repeat five times.
- The problem: By the time you've checked all 5, you've forgotten the first one
- What's at stake: A 55-year-old with $1.2M could see their portfolio last from age 82 to 95+ depending on strategy
- The real question: Which gives the best balance of income, safety, and longevity for your situation?
All 5 Strategies on One Chart
Click "Compare All Strategies" on the Portfolio Projection report and instantly see how every withdrawal approach affects your portfolio trajectory.
- Color-coded lines: Each strategy gets a distinct color for instant identification
- Your active strategy is shown as a bold solid line. Others appear as dashed lines.
- Hover any age to see all 5 portfolio balances at that point in time
- Lines diverge at retirement showing exactly where strategy choice matters
Key Metrics, Side by Side
Below the chart, a comparison summary table gives you the numbers that matter most.
- Portfolio Depleted: See when (or if) each strategy runs out of money
- Ending Balance: How much remains at your life expectancy
- Total Withdrawn: Lifetime income from your portfolio under each approach
- Your active strategy column is highlighted so comparisons are instant
Compare Strategies in 3 Steps
No complicated setup. No spreadsheets. Just click a button and see all your options.
- Step 1: Navigate to your Portfolio Projection report
- Step 2: Click the "Compare All Strategies" toggle at the top
- Step 3: Review the comparison chart and summary table. Switch strategies in Plan Settings.
Works With Every View Mode
Strategy comparison respects all your existing report settings.
- Today's dollars or future dollars: Strategies are deflated consistently so the comparison is fair
- Quick mode or Market Replay: Works with fixed returns or historical sequences
- Chart view or table view: Toggle between multi-line chart and year-by-year table
- CSV export: Download all 5 strategy columns for offline analysis
Frequently Asked Questions
Does comparing change my selected strategy?
No. Compare mode is view-only. Your active strategy stays as set in Plan Settings. The comparison just shows what the other options would look like.
Which strategy typically performs best?
It depends on your situation. Classic 4% offers stability, Market-Based can never deplete, Guardrails balance income with safety, and Vanguard Dynamic Spending follows the market in small steps (+5% / -2.5% a year after inflation). The comparison tool shows which works best for your numbers.
Can I export the comparison data?
Yes. Click "Export CSV" in compare mode for a spreadsheet with all 5 strategy columns, one row per year.
Does it work with today's dollars mode?
Yes. All view settings are fully supported. The comparison uses consistent assumptions across all strategies for apples-to-apples results.
Find Your Best Withdrawal Strategy
Compare all 5 strategies with your actual retirement numbers and make a confident decision.
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